The Bankgiro system is an open payment system that enables efficient payments between companies, organisations, and private individuals. It is available to both payers and payees and ensures that payment information is delivered correctly—regardless of which participants are involved at either end of the transaction.
Bankgirot processes payments in Swedish kronor (SEK) and functions as a neutral payment infrastructure to which all participants connect their customers. The system enables secure and standardised payments across the entire market.
Each bank or payment institution sets its own prices for the Bankgiro services offered to end customers.