What is Bankgirot's role in the modernisation of Sweden's payment infrastructure?
We are responsible for ensuring the current payment system's operating reliably while we future-proof the Bankgirosystem by building a new IT infrastructure and new interbank payment products, based on international standards.
What will happen to Bankgiro numbers?
Bankgiro numbers will continue to function within the new payment infrastructure.
Will OCR numbers still work?
You will still be able to use OCR numbers.
What is the timeline for the migration of payment flows?
The transition from the current payment infrastructure to the future-proofed Bankgirosystem will be structured and secure. The plan is to complete the migration — Autogiro payments excluded — by the end of 2026. Each bank will manage the timing and details for their customers, so please contact your bank for specifics.
What do I need to do to prepare for the discontinuation of Bankgiro’s products?
You and your company need to ensure that your accounting or business system and/or your service provider are adapted to the new formats and your bank’s services.
If your company or service provider currently sends payment files directly to Bankgirot, this must be changed so that the files are sent to your bank instead.
How will file communication work when banks move their payment flows to the future-proof Bankgiro system?
As banks migrate their payment flows, it will no longer be possible to send or retrieve payment files or reporting directly to and from Bankgirot for products other than Autogiro and E-invoice.
New payment and file communication solutions will be provided through your bank.
Please contact your bank for more information about which communication solution applies to you and when it will take effect.
What will happen to the services Bankgirot currently provides?
Existing products will continue to function as usual until the banks’ payment flows are migrated during 2026. After that, several of the products will be replaced by services provided by your bank. The exact timing depends on each bank’s individual plan.
The following Bankgiro products will no longer be available after 2026:
- Supplier Payments (Leverantörsbetalningar)
- Bg Salaries (Bg Löner)
- Bankgiro Payment Order (Bankgiro Värdeavi)
- Bankgiro Receivables (Bankgiro Inbetalningar) (including image files)
Please contact your bank to find out which solutions they will offer you.
What will happen to Autogiro and Bg E-invoice?
Bankgirot's products Autogiro and E-invoice will not be affected by the changes in 2026. These products, including their file communication, will continue to operate as usual until further notice.
Work to modernise Autogiro is ongoing in cooperation with the banks. Regulatory compliance remains a key focus. The ambition is also to make Autogiro simpler and more efficient to use in the long term.