7/20/2015 We hope that you have some nice free time this summer. If you’re looking for something to read, Bankgirot would like to give you a digital summer gift in the form of tips and articles, blogs, forums and reports on the subject of Payments.
On the subject of e-commerce
E-commerce in goods is growing by around 15 per cent a year in the Nordic region. In 2014, consumers in Sweden made an increasingly large proportion of their product purchases online. The mobile phone is being used more and more in the purchasing process, and consumers who are constantly connected create new opportunities and challenges for the Swedish retail sector.
If you’re interested in e-commerce, there are two articles from the Ecommerce Institute about the trend of shopping with the mobile:
E-commerce with the mobile
https://ecommerce.org/sv/nyheter-och-artiklar/teman/mobil-e-handel/
Innovative payment methods
https://ecommerce.org/sv/nyheter-och-artiklar/teman/mobil-e-handel/
Articles about trends in payment methods
If you’d like to read about trends in the field of payments online, here are two articles about differences between countries in terms of what we buy, at least based on behavioural patterns and about the most popular payment methods in the Nordic countries. For example, Norwegians buy holiday travel online, Swedes like to buy books and magazines, while Danes and Finns prefer to buy clothing and footwear.
Link
https://ecommerce.org/sv/nyheter-och-artiklar/teman/betalning-och-konvertering/
The podcast Econtalk
Econtalk is an award-winning podcast about economics in everyday life. EconTalk is made by Russ Roberts, an economist and researcher at Stanford University. He talks about the economy from different perspectives and with people with different work in the economic sector. The pod is published by the Library of Economics and Liberty
Link: econtalk.org
Blog about payments
The world of payments is very much on the move. Many European countries are still busy setting up a single payments market that will enable the same method of payment to be used throughout Europe: SEPA. But this is not the only topic worth keeping an eye on. Innovation, technology, new services, and new legislation and regulations are also high on the list.
This is the blog about the above
http://blog.equens.com/eu/
LinkedIn: What’s happening in the field of payments?
Maybe you’d like to follow or even take part in the discussions under way about payments. There is a forum about Payment at LinkedIn.
Payments including everything from credit cards to cash to cheque to banking systems and alternative forms of payment from competitors such as traditional banks, PayPal, Google, Apple, Amazon, etc.
And you find the link to the forum here
https://www.linkedin.com/groups?home=&gid=64064
There’s also a group that focuses on Innovation In Payments.
The aim of the group is:
to learn more about what we may expect in the payments industry in the short and long term.
And you find the link to the group here
https://www.linkedin.com/groups?home=&gid=2363621
World Payments 2014
Capgemini and RBS continue to explore key payment transformation themes. Their World Payments Report from 2014 examines developments in the global payments landscape. Using the sliding bar, review global and regional non-cash payment trends, and interact with the latest updates on regulatory and industry initiatives. Take a deeper look at innovation within payments by exploring through key links and data.
Link
https://www.worldpaymentsreport.com/download
Sweden’s financial infrastructure
Sweden’s financial infrastructure consists of systems in which payments are made and transactions with financial instruments are handled. This infrastructure enables individual households, businesses and authorities to make and receive payments in a secure, efficient manner. It also makes it possible to pay for and deliver shares, interest-bearing securities and other financial instruments traded in financial markets securely and efficiently. Riksbanken reports on the state of Sweden’s financial infrastructure.
Reveal the economic ideas behind everyday experiences
Featuring Tim Harford, speaker at Payments International 2015, economist and journalist who writes about economics in everyday life.